For voluntary member or self-employed of SSS is prescribed the schedule of payment depending on the last digit of your SE/VM SS Number.
The Philippine Social Security System has two types of SSS Program Coverage:
- Voluntary Coverage includes OFWs, separated members, and Non-working spouse of SSS members.
- Compulsory Coverage includes employers, employees and self-employed persons.
For employers and employees, payment of SSS contributions is done through the company/employer that they’re affiliated with and not through the individual member.
For self-employed with an income of at least Php 1,000 per month, they can be a member of SSS and pay their SSS contribution directly.
For voluntary members or those who separated from employment or opted to be self-employed or OFW or non-working spouse, they can also continue paying their contribution to SSS.
There are 2 Steps to Pay your SSS Contribution as a Voluntary Member
1. Go to any of the following SSS payment facilities:
- SSS Main Office – Cashier
- SSS Branch Tellering Counters
- CIS Bayad Centers
- SM Business Centers
- SSS-accredited Commercial Banks
For SSS Members Abroad
- I-Remit
- PNB Overseas Payment System
- Ventaja
2. Pay your SSS contribution by filling out the SS Form RS-5 or Contributions Payment Return with the required information and put a check mark on the box for Voluntary (Separated) Member.
Putting a check mark on the correct option or box will change the membership status from covered employee, self-employed, OFW, or non-working spouse to a voluntary paying member.
You can get the form at any SSS payment facility or you may download the SSS RS-5 Form here.
How much to pay for your SSS Contribution
Your monthly contribution is based on your compensation. The Chart below is the guide on how much you’re supposed to pay for your monthly SSS contribution.
While you have the option to choose how much you want to pay for your SSS contribution as a Voluntary Member, it is recommended that you pay the maximum rate so that you can maximize the benefits that SSS offers to its members including:
- Sickness
- Maternity
- Disability
- Retirement
- Death
- Funeral
When to Pay your SSS Contribution
As a Voluntary Member, you can pay your SSS contribution monthly or quarterly. SSS has prescribed schedule of payment and deadline according to the 10th digit of your SSS ID Number. Please see the SSS Contribution Table 2016 below.
If your SE or VM ID ends in 1, the deadline of payment is on the 10th day of the following month or quarter.
Example:
Monthly Payment – If you pay your SSS contribution for October 2016, you will pay it on or before November 10, 2016.
Quarterly Payment – If you pay your SSS contribution for the 4th quarter of 2016 which includes the months of October, November, and December, you will pay it on or before January 10, 2017.
On Time Payment
While you have the option to pay your contribution on or before the deadline, it’s always best to pay it before the deadline to make sure that you won’t miss it and to avoid long lines since other members are also trying to make it on time.
Note: SSS does not accept retroactive payments.
Meaning, you cannot pay your contribution for the previous months after the deadline.
For OFW Members
The schedule of payment for OFWs is a bit different because they can pay their contributions for the months of January to December of a given year ANYTIME within the year.
If you pay it quarterly, your SSS contributions for the months of October to December of a given year may be paid on or before the 31st of January of the succeeding year.
How to Check if your SSS contribution is already posted
- Open your Internet browser on your computer or smartphone and type SSS.GOV.PH
- LOGIN to your account if you have previously registered for your SSS Online Account.
- When you’re logged in to your SSS online account, go to E-Services> Member Info > Actual Premiums. Your SSS contribution will appear on the screen.
Sometimes, it may take 24 hours to a couple of days before it gets posted on your SSS online account. It’s also a good idea to just keep your payment receipt in case you’ll need it in the future.
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